Re-roof For Better Storm Protection
Your NJ homeowners insurance is designed to cover you for various losses including those that occur as a result of a storm or wind damage. To reduce the potential for damage, and to lessen the amount of damage from a hurricane, the Insurance Institute for Business and Home Safety (IBHS) recommends re-roofing for a stronger and safer roof the next time you are ready to replace it.Much of the hurricane and other storm damage that homeowners claim for is related to damage to roofs. It is possible to re-roof your house in a way which will help ensure maximum protection from wind and water damage. Also, properly anchoring your roof deck is a vital form of wind protection.
Always make sure you use a reputable roofing contractor for your roofing job. Your contractor should be up-to-date on the latest roofing methods, including those that pertain to wind protection. Removing the old roof cover should also allow you to inspect and re-nail the roof-deck for safety if required. By following these basic steps, you should be better protected from high winds damaging your roof and house.
You should also check your NJ homeowners insurance policy to ensure you have adequate coverage. Speak to your agent about updating your policy if required.