{"id":281,"date":"2016-01-30T03:00:00","date_gmt":"2016-01-30T08:00:00","guid":{"rendered":"http:\/\/www.estirinsurance.com\/blog\/?p=281"},"modified":"2016-12-20T03:03:08","modified_gmt":"2016-12-20T08:03:08","slug":"5-tips-before-decide-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.estirinsurance.com\/blog\/5-tips-before-decide-commercial-insurance\/","title":{"rendered":"5 Tips Before You Decide on a Commercial Insurance Policy"},"content":{"rendered":"<p>Commercial insurance doesn&#8217;t just mean that you&#8217;re keeping an eye out for potential property disasters, it&#8217;s also about&nbsp;caring for your employees and customers as well. If you don&#8217;t&nbsp;have enough coverage, it can cripple your business with excess costs and legal matters. Use these 5 tips before you decide on a policy.&nbsp;<\/p>\n<p>1. Consider Your Area&nbsp;<\/p>\n<p>Manassas gets its fair share of rain&nbsp;but even if it didn&#8217;t, floods can still happen practically anywhere. Water,&nbsp;windstorms, and earthquakes&nbsp;can cause major damage, but they&#8217;re not generally covered under normal policies.&nbsp;<\/p>\n<p>2. Looking Ahead&nbsp;<\/p>\n<p>Right now you may not see very many threats to your business, but you need to keep in mind what might happen in the future. Some &#8216;customers&#8217; or even employees are only there to catch you on a technicality so they can sue you. Commercial insurance gives you a means to fight off their accusations.&nbsp;<\/p>\n<p>3. When You Need Repairs&nbsp;<\/p>\n<p>A large insurance company may not be very organized when it comes to getting a claim covered. Do you really need to be transferred three times when your business needs to be addressed ASAP?<\/p>\n<p>4. Mobility and You&nbsp;<\/p>\n<p>Mobile equipment is often not on your property, which means you need an insurance policy that will extend for all of your tools&nbsp;&mdash; not just what&#8217;s located on your grounds or official office.&nbsp;<\/p>\n<p>5. Getting a Partner&nbsp;<\/p>\n<p>A good insurance company can explain the terms of your commercial insurance to you in a way that makes sense, and even give you specific tips based on your business so you&#8217;re better protected.&nbsp;E.S.T.I.R. Inc. is here for the people of Newark, NJ, and we want to talk to you about your policy. Give us a call today!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Commercial insurance doesn&#8217;t just mean that you&#8217;re keeping an eye out for potential property disasters, it&#8217;s also about&nbsp;caring for your employees and customers as well. If you don&#8217;t&nbsp;have enough coverage, it can cripple your business with excess costs and legal matters. Use these 5 tips before you decide on a policy.&nbsp; 1. Consider Your Area&nbsp; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-281","post","type-post","status-publish","format-standard","hentry","category-insurance"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/281","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=281"}],"version-history":[{"count":1,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/281\/revisions"}],"predecessor-version":[{"id":282,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/281\/revisions\/282"}],"wp:attachment":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=281"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=281"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=281"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}