{"id":397,"date":"2017-09-04T03:00:00","date_gmt":"2017-09-04T13:00:00","guid":{"rendered":"http:\/\/www.estirinsurance.com\/blog\/?p=397"},"modified":"2017-08-25T22:22:33","modified_gmt":"2017-08-26T03:22:33","slug":"should-you-have-commercial-insurance-at-the-start-of-a-new-business","status":"publish","type":"post","link":"https:\/\/www.estirinsurance.com\/blog\/should-you-have-commercial-insurance-at-the-start-of-a-new-business\/","title":{"rendered":"Should you have commercial insurance at the start of a new business?"},"content":{"rendered":"<p>The question of whether to invest in commercial insurance with E.S.T.I.R. Inc. right at the start of founding your Newark, NJ business depends on a number of factors. Ultimately it comes down to risk.<\/p>\n<p>This is to say that not all businesses will require insurance right at the start. A startup in your garage will grow over time, and it may require a policy before you knwo it, but it probably does not when you are just working on a laptop on your own.<\/p>\n<p>On the other hand, just about any service industry will require commercial insurance right up front. If you&#8217;re running a restaurant, a retail store, anything with a physical location where customers or clients will be visiting you, you&#8217;re at least going to need commercial general liability alongside some other coverage policies depending on the nature of your business.<\/p>\n<p>Your business might not involve any direct contact with customers at all, but it may be necessary to seek a policy through E.S.T.I.R. Inc. simply because of the scale of the business. If this isn&#8217;t a simple startup, but rather, a team of investors entrusting you to, for instance, flip real estate or found a media company, then you need to consider how you&#8217;re going to protect your investors&#8217; from damages and liability, and commercial insurance can help in this regard.<\/p>\n<p>Starting a new&nbsp;business in Newark, NJ comes with a number of challenges, and one of them is assessing risk. If you&#8217;re not sure what your risks are, speak with other professionals in your field, and always err on the side of caution.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The question of whether to invest in commercial insurance with E.S.T.I.R. Inc. right at the start of founding your Newark, NJ business depends on a number of factors. Ultimately it comes down to risk. This is to say that not all businesses will require insurance right at the start. A startup in your garage will [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[94,214],"class_list":["post-397","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-e-s-t-i-r-inc","tag-newark-nj"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/397","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=397"}],"version-history":[{"count":1,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/397\/revisions"}],"predecessor-version":[{"id":398,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/397\/revisions\/398"}],"wp:attachment":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}