{"id":441,"date":"2018-05-21T03:00:00","date_gmt":"2018-05-21T13:00:00","guid":{"rendered":"https:\/\/www.estirinsurance.com\/blog\/?p=441"},"modified":"2018-06-06T12:38:46","modified_gmt":"2018-06-06T17:38:46","slug":"homeowner-101-knowledge-about-contractor-insurance","status":"publish","type":"post","link":"https:\/\/www.estirinsurance.com\/blog\/homeowner-101-knowledge-about-contractor-insurance\/","title":{"rendered":"Homeowner 101 Knowledge About Contractor Insurance"},"content":{"rendered":"<p>If you&#8217;ve had your home in <span style=\"color:rgb(0, 0, 0); font-family:calibri,segoe ui,calibri,thonburi,arial,verdana,sans-serif,mongolian baiti,microsoft yi baiti,javanese text; font-size:14.6667px\">Newark, NJ<\/span> for a while, you&#8217;re likely going to face the reality that a live-in&nbsp;structure will eventually need repair. Or you may have decided it was time for some renovations. Either way, the home needs some help, and a lot of what is involved requires specific skill and expertise to solve. That then means hiring a contractor to come in an do the work. However, before you trigger that latest task app on your phone or call a contractor in the yellow pages, you need to be aware of what contractors insurance means for you, the customer.<\/p>\n<p>Contractors are generally required by law to be licensed and bonded. This means they go through basic skill and knowledge testing, secure a license with the state or local government in <span style=\"color:rgb(0, 0, 0); font-family:calibri,segoe ui,calibri,thonburi,arial,verdana,sans-serif,mongolian baiti,microsoft yi baiti,javanese text; font-size:14.6667px\">Newark, NJ<\/span> to identify them as a business and individual, and they take out insurance to cover their work. The last part is the critical one because there have been enough cases where a &quot;contractor&quot; takes people&#8217;s money for a job and then never completes it, leaving damage and more costs to repair. A bond, essentially an insurance policy, is the homeowner&#8217;s protection to seek recovery when a contractor doesn&#8217;t follow through on the work promised and paid for or causes even more damage than repair.<\/p>\n<p>Because contractor bonding laws and insurance tend to be a bit archaic, just trying to look up the information on the Internet can be confusing. Instead, working with the staff at <span style=\"color:rgb(0, 0, 0); font-family:calibri,segoe ui,calibri,thonburi,arial,verdana,sans-serif,mongolian baiti,microsoft yi baiti,javanese text; font-size:14.6667px\">E.S.T.I.R. Inc.<\/span> you can get straight answers about how contractors insurance works as well as your own homeowner&#8217;s insurance if needed. Then you can start your project with some peace of mind. Give <span style=\"color:rgb(0, 0, 0); font-family:calibri,segoe ui,calibri,thonburi,arial,verdana,sans-serif,mongolian baiti,microsoft yi baiti,javanese text; font-size:14.6667px\">E.S.T.I.R. Inc.<\/span> a call today to find out more.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;ve had your home in Newark, NJ for a while, you&#8217;re likely going to face the reality that a live-in&nbsp;structure will eventually need repair. Or you may have decided it was time for some renovations. Either way, the home needs some help, and a lot of what is involved requires specific skill and expertise [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[94,214],"class_list":["post-441","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-e-s-t-i-r-inc","tag-newark-nj"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=441"}],"version-history":[{"count":1,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/441\/revisions"}],"predecessor-version":[{"id":442,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/441\/revisions\/442"}],"wp:attachment":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}