{"id":474,"date":"2018-12-27T04:00:00","date_gmt":"2018-12-27T14:00:00","guid":{"rendered":"https:\/\/www.estirinsurance.com\/blog\/?p=474"},"modified":"2018-12-27T16:39:46","modified_gmt":"2018-12-27T21:39:46","slug":"commercial-insurance-for-your-small-business-when-should-you-upgrade","status":"publish","type":"post","link":"https:\/\/www.estirinsurance.com\/blog\/commercial-insurance-for-your-small-business-when-should-you-upgrade\/","title":{"rendered":"Commercial Insurance for Your Small Business. When Should You Upgrade?"},"content":{"rendered":"<p>At E.S.T.I.R. Inc. we want your business to be fully protected so you can have the best chance at success&nbsp;no matter what the world might throw at you. This is why understanding exactly what your business&#8217; insurance needs are is vital. We serve Newark, NJ and businesses in the surrounding areas.&nbsp;<\/p>\n<h2>Should You Upgrade Your New Jersey Business Insurance to Commercial Insurance?&nbsp;<\/h2>\n<p>According to the State of New Jersey, all business&#8217; no matter the size must have basic liability insurance to protect themselves. If you have a product, then you need a minimum of a product liability insurance policy, and if you provide a service you need professional liability at a minimum. The point where you need to upgrade to commercial insurance is a blurry line in some cases, however, it is good to keep in mind that the more full your coverage is, the safer your business is in any case.<\/p>\n<p>Commercial insurance is needed if you have company vehicles or machinery that you are liable for. Keep in mind that you have liability to the employees operating the vehicles and machinery as well. A lot can go wrong, and when it does it will fall on your shoulders as the business owner, no matter the size of your company. Getting the best commercial insurance for your company means that you can enjoy the perks of being boss with a better night&#8217;s sleep at the end of each day because you know you, your property, and your employees are safely covered in an emergency.&nbsp;<\/p>\n<p>Contact us at E.S.T.I.R.&nbsp;Inc. to discuss your commercial insurance needs. We serve Newark, NJ with quality insurance and all the information you need to keep your life protected with the exact coverage you need. Call today.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At E.S.T.I.R. Inc. we want your business to be fully protected so you can have the best chance at success&nbsp;no matter what the world might throw at you. This is why understanding exactly what your business&#8217; insurance needs are is vital. We serve Newark, NJ and businesses in the surrounding areas.&nbsp; Should You Upgrade Your [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[94,214],"class_list":["post-474","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-e-s-t-i-r-inc","tag-newark-nj"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"At E.S.T.I.R. Inc. we want your business to be fully protected so you can have the best chance at success no matter what the world might throw at you. This is why understanding exactly what your business&#039; insurance needs are is vital. We serve Newark, NJ and businesses in the surrounding areas. Should You Upgrade Your\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"e.s.t.i.r. inc.,newark nj\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.estirinsurance.com\/blog\/commercial-insurance-for-your-small-business-when-should-you-upgrade\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | E.S.T.I.R. Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Commercial Insurance for Your Small Business. When Should You Upgrade? | Insurance Blog | E.S.T.I.R. Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"At E.S.T.I.R. Inc. we want your business to be fully protected so you can have the best chance at success no matter what the world might throw at you. 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