{"id":567,"date":"2020-10-12T04:00:00","date_gmt":"2020-10-12T09:00:00","guid":{"rendered":"https:\/\/www.estirinsurance.com\/blog\/?p=567"},"modified":"2020-10-08T09:36:51","modified_gmt":"2020-10-08T14:36:51","slug":"three-things-you-didnt-know-about-commercial-insurance-in-new-jersey","status":"publish","type":"post","link":"https:\/\/www.estirinsurance.com\/blog\/three-things-you-didnt-know-about-commercial-insurance-in-new-jersey\/","title":{"rendered":"Three things you didn’t know about commercial insurance in New Jersey"},"content":{"rendered":"

New Jersey business owners need to understand how commercial insurance works. They need to explore their commercial insurance options in Bloomfield, NJ. At E.S.T.I.R. Inc. we can help business owners find the answers to their questions about commercial insurance.<\/p>\n

The following are three things you might not have known about commercial insurance in New Jersey.<\/p>\n

New Jersey businesses with employees need workers compensation insurance.<\/h2>\n

Commercial insurance is especially important for companies with employees. If you have either full or part-time employees working for you, you need to invest in worker’s compensation coverage.<\/p>\n

Make sure you explore worker’s compensation insurance requirements and meet these requirements. Otherwise, your company could be subject to fines and penalties. <\/p>\n

Companies using vehicles for commercial operations need commercial auto coverage.<\/h2>\n

For many companies, it’s necessary to use a vehicle for transportation for everyday business operations. If this is the case with your company, you need to carry commercial auto insurance.  <\/p>\n

The state of New Jersey requires that companies carry at least $30,000 in bodily injury coverage per accident and at least $5,000 in property damage coverage per accident. <\/p>\n

Commercial liability coverage is especially important in New Jersey because lawsuits are common. <\/h2>\n

Commercial liability coverage is not required by law in New Jersey. However, it’s a good idea for New Jersey business owners to carry liability insurance.<\/p>\n

Unfortunately for business owners in the state, lawsuits against businesses are particularly common in New Jersey. For this reason, carrying commercial liability insurance is definitely a good idea. <\/p>\n

If you’re on the market for a commercial insurance policy, we’d be happy to hear from you at E.S.T.I.R. Inc. Get in touch with us for answers to your questions about protecting your business in Bloomfield, NJ. <\/p>\n","protected":false},"excerpt":{"rendered":"

New Jersey business owners need to understand how commercial insurance works. They need to explore their commercial insurance options in Bloomfield, NJ. At E.S.T.I.R. Inc. we can help business owners find the answers to their questions about commercial insurance. The following are three things you might not have known about commercial insurance in New Jersey. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[224,94],"class_list":["post-567","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-bloomfield-nj","tag-e-s-t-i-r-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t