{"id":589,"date":"2021-03-22T04:00:00","date_gmt":"2021-03-22T09:00:00","guid":{"rendered":"https:\/\/www.estirinsurance.com\/blog\/?p=589"},"modified":"2021-02-21T23:39:43","modified_gmt":"2021-02-22T04:39:43","slug":"required-auto-insurance-in-new-jersey-2","status":"publish","type":"post","link":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/","title":{"rendered":"Required Auto Insurance in New Jersey"},"content":{"rendered":"<p>There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our&nbsp;E.S.T.I.R. Inc. office in&nbsp;Bloomfield,&nbsp;NJ to make your appointment with an agent to discuss your auto coverage.&nbsp;<\/p>\n<p><strong>Standard and Basic Policies<\/strong><\/p>\n<p>In New Jersey, drivers have the choice between a basic insurance policy and a standard policy. Both meet the requirements for legal driving in the state. The basic policy requires a set minimum for property damage liability, another minimum amount for personal injury protection and a much higher minimum amount for protection against significant or permanent injuries.<\/p>\n<p>The numbers are coverages are slightly different for the standard policy. This policy requires a set minimum for bodily injury liability per person injured as well as a higher minimum for everyone injured. It has&nbsp;another, the lower amount for property damage liability. It also includes coverage for underinsured or uninsured motorist bodily injury that has one set minimum for each injured person and another amount set for everyone injured. There is also personal injury protection that is in the same amount as in the basic policy. There is also coverage for personal injury protection for significant or permanent injuries.&nbsp;<\/p>\n<p><strong>Other Insurance Coverage<\/strong><\/p>\n<p>In addition to the many types of insurance covered in these plans, there are also options and other coverage types that you can add onto your insurance. For instance, collision insurance, which covers your own vehicle, is an option that some drivers choose to have.&nbsp;<\/p>\n<p><strong>Talk to an Agent<\/strong><\/p>\n<p>If you want to speak to an agent about your insurance needs, call our&nbsp;E.S.T.I.R. Inc. office in&nbsp;Bloomfield, NJ to make your appointment with one of our knowledgeable agents who can help you. It&#8217;s always best to have the auto coverage you need in case the worst should happen.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our&nbsp;E.S.T.I.R. Inc. office in&nbsp;Bloomfield,&nbsp;NJ to make your appointment with an agent to discuss your auto coverage.&nbsp; Standard and Basic Policies [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[224,94],"class_list":["post-589","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-bloomfield-nj","tag-e-s-t-i-r-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our E.S.T.I.R. Inc. office in Bloomfield, NJ to make your appointment with an agent to discuss your auto coverage. Standard and Basic Policies\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"bloomfield nj,e.s.t.i.r. inc.\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | E.S.T.I.R. Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our E.S.T.I.R. Inc. office in Bloomfield, NJ to make your appointment with an agent to discuss your auto coverage. Standard and Basic Policies\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2021-03-22T09:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2021-02-22T04:39:43+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.\" \/>\n\t\t<meta name=\"twitter:description\" content=\"There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our E.S.T.I.R. Inc. office in Bloomfield, NJ to make your appointment with an agent to discuss your auto coverage. Standard and Basic Policies\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/#article\",\"name\":\"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.\",\"headline\":\"Required Auto Insurance in New Jersey\",\"author\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2021-03-22T04:00:00-05:00\",\"dateModified\":\"2021-02-21T23:39:43-05:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Bloomfield NJ, E.S.T.I.R. Inc.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/#listItem\",\"name\":\"Required Auto Insurance in New Jersey\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/#listItem\",\"position\":3,\"name\":\"Required Auto Insurance in New Jersey\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/#organization\",\"name\":\"Insurance Blog | E.S.T.I.R. Inc.\",\"url\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/#webpage\",\"url\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/\",\"name\":\"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.\",\"description\":\"There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our E.S.T.I.R. Inc. office in Bloomfield, NJ to make your appointment with an agent to discuss your auto coverage. Standard and Basic Policies\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/required-auto-insurance-in-new-jersey-2\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2021-03-22T04:00:00-05:00\",\"dateModified\":\"2021-02-21T23:39:43-05:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/\",\"name\":\"Insurance Blog | E.S.T.I.R. Inc.\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.estirinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.","description":"There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our E.S.T.I.R. Inc. office in Bloomfield, NJ to make your appointment with an agent to discuss your auto coverage. Standard and Basic Policies","canonical_url":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/","robots":"max-image-preview:large","keywords":"bloomfield nj,e.s.t.i.r. inc.","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/#article","name":"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.","headline":"Required Auto Insurance in New Jersey","author":{"@id":"https:\/\/www.estirinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.estirinsurance.com\/blog\/#organization"},"datePublished":"2021-03-22T04:00:00-05:00","dateModified":"2021-02-21T23:39:43-05:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/#webpage"},"isPartOf":{"@id":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/#webpage"},"articleSection":"Auto Insurance, Bloomfield NJ, E.S.T.I.R. Inc."},{"@type":"BreadcrumbList","@id":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.estirinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.estirinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.estirinsurance.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.estirinsurance.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.estirinsurance.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/#listItem","name":"Required Auto Insurance in New Jersey"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.estirinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/#listItem","position":3,"name":"Required Auto Insurance in New Jersey","previousItem":{"@type":"ListItem","@id":"https:\/\/www.estirinsurance.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.estirinsurance.com\/blog\/#organization","name":"Insurance Blog | E.S.T.I.R. Inc.","url":"https:\/\/www.estirinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.estirinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.estirinsurance.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/#webpage","url":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/","name":"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.","description":"There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our E.S.T.I.R. Inc. office in Bloomfield, NJ to make your appointment with an agent to discuss your auto coverage. Standard and Basic Policies","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.estirinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/#breadcrumblist"},"author":{"@id":"https:\/\/www.estirinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.estirinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2021-03-22T04:00:00-05:00","dateModified":"2021-02-21T23:39:43-05:00"},{"@type":"WebSite","@id":"https:\/\/www.estirinsurance.com\/blog\/#website","url":"https:\/\/www.estirinsurance.com\/blog\/","name":"Insurance Blog | E.S.T.I.R. Inc.","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.estirinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Insurance Blog | E.S.T.I.R. Inc. |","og:type":"article","og:title":"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.","og:description":"There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our E.S.T.I.R. Inc. office in Bloomfield, NJ to make your appointment with an agent to discuss your auto coverage. Standard and Basic Policies","og:url":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/","article:published_time":"2021-03-22T09:00:00+00:00","article:modified_time":"2021-02-22T04:39:43+00:00","twitter:card":"summary","twitter:title":"Required Auto Insurance in New Jersey | Insurance Blog | E.S.T.I.R. Inc.","twitter:description":"There are many different types of auto insurance that are required for New Jersey drivers. Each state has its own requirements, and New Jersey has far more types of coverage required than most states. Call our E.S.T.I.R. Inc. office in Bloomfield, NJ to make your appointment with an agent to discuss your auto coverage. Standard and Basic Policies"},"aioseo_meta_data":{"post_id":"589","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2021-03-22 09:08:20","updated":"2025-06-04 13:11:51","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.estirinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.estirinsurance.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tRequired Auto Insurance in New Jersey\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.estirinsurance.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.estirinsurance.com\/blog\/category\/auto-insurance\/"},{"label":"Required Auto Insurance in New Jersey","link":"https:\/\/www.estirinsurance.com\/blog\/required-auto-insurance-in-new-jersey-2\/"}],"_links":{"self":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/589","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=589"}],"version-history":[{"count":1,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/589\/revisions"}],"predecessor-version":[{"id":590,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/589\/revisions\/590"}],"wp:attachment":[{"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.estirinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}