{"id":793,"date":"2025-05-30T04:00:00","date_gmt":"2025-05-30T09:00:00","guid":{"rendered":"https:\/\/www.estirinsurance.com\/blog\/?p=793"},"modified":"2025-05-14T12:12:23","modified_gmt":"2025-05-14T17:12:23","slug":"policy-cancellation-or-non-renewal","status":"publish","type":"post","link":"https:\/\/www.estirinsurance.com\/blog\/policy-cancellation-or-non-renewal\/","title":{"rendered":"Policy Cancellation or Non-Renewal"},"content":{"rendered":"<p>If you&#8217;re a new homeowner in New Jersey, it&#8217;s essential to protect your investment by purchasing homeowners&#8217; insurance. Many homeowners have questions about which options of homeowners&#8217; insurance they should invest in. If you&#8217;re near Bloomfield, NJ, our team at E.S.T.I.R. Inc. welcomes the opportunity to meet with you and discuss your insurance options. Our team has worked with homeowners in your area for over 25 years.<\/p>\n<h2>Policy Cancellation or Non-Renewal<\/h2>\n<p>When you buy insurance, you want to be sure you can rely on your policy. According to the NJ State Department of Banking &amp; Insurance, all policyholders should be aware of the reasons why their policy could be canceled. Your insurance company can cancel your insurance if your premium is not paid on time. If your insurance is canceled, the cancellation isn&#8217;t effective until 10 days after your cancellation notice is delivered.<\/p>\n<p>When your policy is renewed, your insurance company has the right to renew it with altered policy provisions or increased premium rates. However, according to the NJ State Department of Banking &amp; Insurance, the company must notify you by mail at least 30 days before the renewal date. At that same time, the company may decline to renew your policy. If your policy isn&#8217;t renewed, the company must notify you at least 30 days before the renewal date.<\/p>\n<h2>Schedule Your Appointment Today<\/h2>\n<p>Homeownership is a source of pride, reflected in your home and property. Our team at E.S.T.I.R. Inc. takes similar pride in our ability to support and assist you in protecting your home. Homeowners near Bloomfield, NJ, have learned they can find the answers they seek when they work with one of our agents. Call us today, and we&#8217;ll help you find your insurance solutions.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re a new homeowner in New Jersey, it&#8217;s essential to protect your investment by purchasing homeowners&#8217; insurance. Many homeowners have questions about which options of homeowners&#8217; insurance they should invest in. If you&#8217;re near Bloomfield, NJ, our team at E.S.T.I.R. Inc. welcomes the opportunity to meet with you and discuss your insurance options. 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