Residents of New Jersey: Keep Your Family Safe With Automobile Insurance

In life, one of the most important things is a person’s family in all walks of life. Keeping your family safe in your vehicle, this is certainly no exception to that – and perhaps it is among the most important places to keep them safe. In all, one of the best ways to do this is to make sure that you have proper automobile insurance. In order to operate a vehicle, a driver is required to – from the very first moment – have automobile insurance. Thankfully, in New Jersey, the Automobile Insurance Cost Reduction Act ensures that drivers should have a basic policy available no matter what level of experience you hold. However, the basic plan is not the best out there for families and definitely skews more strongly to drivers who have fewer responsibilities (such as younger drivers).

A basic plan may be good start if you are without any other options at your disposal, but it is important to also consider plans that work the best for you. Understandably, it can be a very difficult and stressful process, trying to figure out exactly which plan is it that works for you. Thankfully for you, E.S.T.I.R. Inc. has one priority, to get you exactly the kind of coverage you need. We do this by examining your situation in life and your specific needs, and in minutes we can offer a selection of insurance options for you.

People in and around the New Jersey area who are still finding themselves confused by all of the red tape and such of insurance can contact us at E.S.T.I.R. Inc. either online or by phone at (973) 481-5300. Insurance is important, so we will do everything we can to get you protected.

Preparing Your Trees for the Upcoming Winter and Preventing Hazardous Tree Accidents

During the winter months, trees can cause you to have to file a homeowner’s insurance claim. However, there is something you can do to minimize the likelihood that this will happen. Preparing your trees for winter can help decrease tree-related problems this winter. Here are two ways you can do this.

Remove Dead Trees

If your tree is dead, remove it in the fall, before the winter months come. A dead tree has a bad root system and can easily topple over when the wind blows. This can cause significant damage. Removing the tree is the best way to prevent this. If you are unsure if a tree is dead, a landscaper or arborist can help make that determination.

Trim Away Overgrown Branches

The second way you can prevent hazardous tree accidents is to trim away overgrown branches. Overgrown branches can fall off when the wind blows or if large amounts of snow or ice accumulate on the branches, weighing them down. Trimming them away in the fall months helps prevent this problem.

Failing to prepare your yard for winter can lead to dead or overgrown tree branches falling on your home or your car. In turn, this may cause you to have to file a claim with your homeowner’s insurance company. If this has got you thinking about homeowners insurance, you may be wondering if you have enough coverage or you may be looking to change your policy. Contact E.S.T.I.R. Inc. serving the Newark, NJ area, for all of your homeowner’s insurance needs. Let us review your policy, determine what coverages you need and even provide you with quotes for a new policy today.