Why it is Important to Winterize Your Vehicle

It is winter in Newark NJ, which means that we have plenty of cold days. Snow and ice are common this time of year, which is why it is important to winterize your vehicle.  The professional insurance agents E.S.T.I.R. Inc. want you to be safe and your car running in tip-top shape throughout the season, which is why we believe you should prepare your car for the cold by winterizing it.

What Does It Mean to Winterize Your Car?

Winterizing your car basically means that you perform regular maintenance on it each winter to ensure your drive is safe and smooth. It helps your vehicle to handle the cold weather and potentially treacherous road conditions. Some of the things you should do or have a mechanic do, to get your car in shape for winter include:

  • Check that the thermostat and defroster are in good working order.
  • Examine your tires and make sure they have plenty of tread or replace them.
  • Make sure your vehicle has plenty of antifreeze.
  • Keep your gas tank at full whenever possible to protect the fuel line from freezing.
  • Keep an emergency kit of essentials in your vehicle.

Why These Steps Are Necessary

By taking these simple steps, you can protect yourself against potential road hazards. For example, if you encounter snow and ice, it is important to have good tires. If your tires lack tread, you increase your risk of losing control of the vehicle. To stay warm, you need the heater and thermostat to work while driving. And if your vehicle breaks down, an emergency kit can keep you safe until help arrives. Always remember to call your insurance agent at E.S.T.I.R. Inc. of Newark, NJ if you need assistance. We are here to help.

Does Location Affect Your Home Insurance?

Location location location seems to be the mantra of real estate shoppers. The reasons vary from ideal commute to work, views, crime rates, school systems, proximity to nature and many more. But many people do not consider the insurance ramifications when choosing the location of their real estate purchases. The fact is that the location of a home has a direct impact on the insurance that the home needs, and even the insurance rates for the home.  E.S.T.I.R. Inc. serves Newark, NJ and the surrounding areas and can help you consider your insurance options for any location.

It is all about risk. If the home is located in an area that has an increased risk for any reason then the need for insurance increases,as does the likelihood of that insurance being used rise proportionately. But what defines an area with increased risk and rates? The answer can vary. FEMA.gov lists official areas that are rated according to the risk of natural disaster, that is a great place to start when identifying insurance needs and potential danger. But when it comes to other factors that are not natural disasters the risk/rate can vary even by neighborhood or city block. Careful consideration when purchasing a home and insurance for that home is vital to keep your family covered no matter what.

Contact us at E.S.T.I.R. Inc. to discuss the insurance needs of a home you may be considering and to make sure you are fully covered for any disaster in your unique Newark, NJ neighborhood.  It is important to consider all of the variables when purchasing a home and insurance for it.