Commercial insurance provides coverage for various risks and liabilities for business owners. Our Bloomfield, NJ team at E.S.T.I.R. Inc. understands that commercial insurance can be confusing to navigate. We’re dedicated to taking the confusion out of commercial insurance.

What Does Commercial Insurance Cover?

Commercial insurance protects your business from various losses, including employee injury, theft, lawsuits and liability, property damage, and more. Other forms of commercial insurance coverage include cyber liability protection, as well as protection from business interruption. A commercial insurance policy can be created to meet your company’s specific needs. An insurance agent can help you get the specific coverage you need to protect your business. 

Will Commercial Insurance Cover my Personal Car if I Use it for Business Purposes?

You should get a commercial auto insurance policy if you use your car for business purposes. Your personal auto insurance policy will not cover an accident or any other event while operating your vehicle for business purposes. Your car insurance is designed to cover any damage or incidents that happen when your car is used for personal, not business purposes. Business owners should also understand that using your vehicle for business purposes could make your personal auto policy null and void. Commercial auto insurance will expand business owners’ limits and is the best choice if you use your car for business purposes. If you have questions about commercial insurance coverage, call us. We’d be happy to explore what a commercial insurance policy covers.

As a contractor, you need the proper insurance to protect yourself, your business, and your employees. But what exactly is contractor insurance, and what does it cover? This blog post will explain everything you need about contractor insurance in Bloomfield, NJ. We’ll also explain why it’s so important to have this type of insurance in place.

What is Contractor Insurance?

Contractor insurance is a type of liability insurance that protects contractors from financial loss if they are sued for damages or injuries resulting from their work. This type of insurance can cover many events, including property damage, personal injury, and even professional errors and omissions.

Why Do I Need Contractor Insurance?

As a contractor, you are responsible for the safety of yourself, your employees, and anyone else who may be affected by your work. If someone is injured or their property is damaged due to your work, they may file a lawsuit against you. You could be on the hook without contractor insurance for thousands of dollars in damages.

Contractor insurance can help protect you from financial ruin if you are sued. It can also help cover the cost of any repairs or medical bills that may be associated with an accident or injury resulting from your work. In some cases, contractor insurance may even provide coverage for lost wages if you cannot work due to an injury.

Call E.S.T.I.R. Inc Today!

You need contractor insurance if you’re a contractor in Bloomfield, NJ. At E.S.T.I.R. Inc., we can help you get the coverage you need to protect yourself, your business, and your employees. Contact us today to learn more about our contractor insurance options!