Protecting your company is a top priority as a business owner. That’s why you need to ensure you have the right insurance. Contractor’s insurance protects businesses that provide services to other companies or individuals.
Who Needs Contractor’s Insurance?
If you’re a contractor in Bloomfield, NJ, there are a few things you need to know about this insurance. First, all businesses that provide services to other businesses or individuals need this insurance. This includes companies that offer home improvement, landscaping, plumbing, and electrical work.
Second, contractor insurance protects your business from liability if one of your employees is injured while on the job. It also covers any damage your employees may cause to someone else’s property while working.
Third, this insurance can protect you from financial losses if your business has to stop work because of an accident or a natural disaster. It can also help you pay for any legal fees associated with a lawsuit.
An E.S.T.I.R. Inc. agent can help you find the right contractor’s insurance policy for your business. Contact us today to get started.
What Does Contractor’s Insurance Cover?
Now that you know who needs contractor insurance, let’s look at what this insurance policy covers. The plan can cover a variety of things, including:
- Damage to property
- Bodily injury
- Personal and advertising injury
- Medical expenses
The amount of coverage you need will depend on the type of business you have and the services you provide.
How Much Does Contractor’s Insurance Cost?
The cost of contractor insurance will vary depending on the size of your business and the coverage you need. However, the amount is small compared to the protection it offers.
To get a quote for contractor insurance, contact E.S.T.I.R. Inc. We’ll work with you to find the right policy for your business.