Why do I need to create a home inventory

When people think about the American dream, owning a home is high on the lists of things that make up that dream. With homeownership comes responsibility and one of those responsibilities is to protect your investment. For most people, buying a home is the largest investment they will ever make. Nobody likes to think about the bad things that can happen to their home but the reality is that many homeowners will file a claim for damages with their insurance provider. At E.S.T.I.R. Inc. in Bloomfield, NJ they believe that creating a relationship with their customers is a top priority as well as providing the latest information available. 

When you need to file a claim with your home insurance carrier they will need to know exactly what you have lost. You probably think that you know what you own but most people own a lot more than they realize. A home inventory is a written, video, or digital record of your home, room by room. You will be surprised by what you have in your drawers and closets that you would have never remembered. You need to also put any supporting documentation with your home inventory. The more information you have to give to your insurance company the easier the whole process of getting reimbursed will be. 

Once you have completed your home inventory and gathered whatever documents you have, you need to keep these is a safe place. A safety deposit box or online are two potential places where it will be safe and easy to access. 

Suffering a loss to your home is not something that anyone ever wants to happen. But having a home inventory can help remove some of the stress. At E.S.T.I.R. Inc. in Bloomfield, NJ our staff has years of experience and love to share that experience with their customers. Stop by the office or give us a call for a no-obligation quote.