Is A Learner’s Permit Going To Raise My Car Insurance?

Newark, NJ is one of the largest cities within the state. It is right across the river from New York City and many people make the commute into the Big Apple for work. Many people are homeowners and the home value for the homes in the 07107 area are a little higher than the average for the state.

When you have a young driver in your home, he or she starts out with a learners permit. The moment that this is obtained, you need to call and make the update to your car insurance because they will be getting behind the wheel of your car.

The rule of thumb is that new drivers are high risk because of their inexperience. A learner’s permit in Newark doesn’t automatically mean a high cost of car insurance. We recommend working with one of our agents in NJ where we can talk to you about options. We take a three step approach to helping you.

1. Learn of your needs

2. Explain coverage options

3. Find quotes

When you follow these three steps, you can ensure you get car insurance with someone in the house that has a learner’s permit without spending more than what is necessary. It is likely that you will see an increase within the cost of the policy, but it doesn’t have to be a lot. We work with multiple insurance companies in Newark, so comparisons can be made quickly. You will be able to see who charges what and then make an educated decision.

Our agents can find a policy within 07107 that is manageable and provides you with the coverage you need. This way, in the event of an accident, you can file a claim knowing you have to pay very little out of pocket to make the repairs and get the care that is needed.