Can Your Business Survive a Disaster?

As a business owner in Newark, NJ, there is a lot to think about. One day after a quick lunch at Gencarelli's, you decide to take a walk through Branch Brook Park before heading back to the office. You start thinking about your insurance coverage. Is your business covered in case of fire damage? What about a burst water pipe? Even if you have adequate levels of damage protection, your company could be down for weeks or even months during remediation and reconstruction. Who will pay the bills when your business income has been interrupted?

Since E.S.T.I.R. Inc is a local company as well, our commercial insurance agents understand your concerns. We can answer your questions about the different types of insurance policies for businesses. For example, some business property damage policies cover damage from smoke, vandalism and even sinkholes. However, if you are concerned about glass breakage or water damage, you may need additional endorsements. Our agents will be happy to look over your current policy to ensure you are protected.

Business interruption insurance is usually not standard coverage on a property damage policy. You might need a separate policy if you have concerns about the financial impact of delays to your business operations due to building damage. Business interruption insurance often covers operating expenses and lost profit until the damage is resolved, as well as costs for your business to continue operating at a different location if necessary. Policies will vary based on your company's circumstances. At E.S.T.I.R. Inc, our experts can give you a business insurance quote based on the coverage that will best suit your company's needs.

To consult with the Newark insurance specialists at E.S.T.I.R. Inc, please contact us today. We want every business in the 07107 area to have the policy that best protects their financial future.