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As a business owner, you are probably used to the paperwork and issues you have to deal with daily. While sorting out proper insurance might seem like another one, it can give you a lot of peace of mind if you know you have the right one for your business.
E.S.T.I.R. Inc. in Bloomfield, NJ can help you make sure that you have the right commercial insurance, and discuss different quotes and options with you.
Types of commercial insurance
Different situations can require different types of commercial insurance. Some of these include:
- You have a company car that either you or your employees use. For this, you need commercial auto insurance, which in some cases should be fairly comprehensive, just like auto insurance for personal cars you may drive.
- You run a call center from an office building, or perhaps you run a dog sitting company from a hall. Either way, if you own property that you use for your business, you must look into business property insurance to cover any incidents. This could be from an employee hurting themselves on the property to large-scale issues such as a natural disaster causing damage to the property.
- If your employees do get hurt while they are at work to the extent that they can’t work, you need to continue paying them. So this doesn’t come out of your pocket, and the employee doesn’t lose out while they can’t work. You can cover both of you via workers’ compensation insurance.
If you want to discuss the above and other commercial insurance options, give E.S.T.I.R. Inc. in Bloomfield, NJ a call and we can talk to you about this.