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If you’re a contractor in Bloomfield, NJ, you know the value of protecting your business and projects. One way to protect your business from the unexpected is by investing in contractors insurance from E.S.T.I.R. Inc.
What is Contractors Insurance?
Contractors insurance is a type of insurance that covers the risks associated with a construction project. It’s important to note that not all contractors insurance is created equal, and there are different types of policies that cover different aspects of a construction project. For example, a general liability policy covers the risks associated with bodily injury and property damage, while a worker’s compensation policy covers injuries that occur on the job. We will help you find the right for your business.
Benefits of Contractors Insurance
There are many benefits to investing in contractors insurance, including:
- Protection for your business assets
- Protection for your employees
- Protection for third-party claims
- Access to legal representation
- Peace of mind knowing that your business and projects are covered
What Does Contractors Insurance Cover?
As mentioned before, the coverage of contractors insurance varies depending on the policy you select. However, some common coverages include:
- General liability: Covers third-party injury or property damage claims
- Worker’s compensation: Covers injuries to employees while on the job
- Builder’s risk: Covers damage to a property during construction
- Professional liability: Covers errors or omissions made by the contractor or architects and engineers involved in the project.
As a contractor in Bloomfield, NJ, protecting your business and projects is essential. Contractors insurance is one way to do that, and it offers many benefits including protection for your business assets, your employees, and third-party claims. Contact E.S.T.I.R. Inc. today to get peace of mind knowing that your business and projects are covered.