Your home likely stands at your largest investment ever. Due to this, you need to protect your investment whenever possible. Home insurance is a great start but your blanket insurance plan may not fit your needs perfectly. That is exactly why we at E.S.T.I.R. Inc. are here to help answer any questions you may have regarding home insurance for your Newark, NJ home. This includes home insurance add ons to consider.
Flooding insurance is a must when living in Newark, NJ. From the heavy snow to the possibility of your pipes freezing and bursting while on vacation, there are just so many different ways water can damage your home. Flooding insurance protects you.
Replacement Cost Coverage
Your home insurance policy likely covers the house, but not the appliances found within the home. Replacing appliances, especially if you need to replace more than one at once, is expensive. A single electrical storm can cost you thousands of dollars in damaged appliances. That is why you need to look towards a replacement cost coverage option if you recently purchased new appliances.
Sewer and Drain Backup
Your plumbing is something you really don’t think about until there is a problem. The biggest problem you can have is having the sewer line backed up. Whether you are on the city system or a septic system, correcting this issue can end up costing you tens of thousands of dollars without the right insurance.
Your home is more than just an investment. It is where you develop and create memories. Your family grows up here and you experience life here. You need to protect all of this with the right home insurance policies. That is why we at E.S.T.I.R. Inc. want to help you discover the right policies for your needs.